car safety can get you discounts
Car Safety Can Get You Discounts on Car Insurance

Car Safety Can Get You Discounts on Car Insurance

If you are in the market for a new or used auto, it is almost always a good idea to check into the cost of insurance before finalizing your purchase. Generally speaking, expensive cars are also more costly to insure. Moreover, every vehicle has a safety rating that may affect the cost of your premium.

Factory-installed safety features often qualify for premium discounts. For example, air bags, anti-lock brakes and anti-theft systems are the most common features that may earn you discounts on your insurance policy. Anti-lock brakes, in particular, often head the list of auto safety features. Certain states—such as Florida, New Jersey and New York give a discount for this feature. Daytime running lights may also qualify for a discount, as well as automatic seat belts.

After-market installations of automatic seat belts, car alarms and anti-theft devices may also qualify for car safety discounts.

In some states, a Vehicle Identification Number (VIN) window etching qualifies for a discount. After-market window etching, in particular, tends to be fairly inexpensive and is occasionally offered through local police departments as part of local vehicle theft prevention initiatives.

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